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Home > Website Disclaimer/Privacy Policy

Website Disclaimer/Privacy Policy

Welcome to www.memberbenefits.com, a website owned by BPC Financial, the administrator of The Florida Bar Member Benefits Insurance & Retirement Programs. This website is designed to allow members of The Florida Bar to research, evaluate, and purchase various insurance products, all of which are approved programs by The Florida Bar Member Benefits Committee. BPC Financial and www.memberbenefits.com provide services to you subject to the following conditions. If you visit, receive quotes, and/or purchase insurance at www.memberbenefits.com, you accept these conditions. Please read them carefully.

Privacy Policy - At BPC Financial and www.memberbenefits.com, we take your privacy very seriously. To serve as your licensed insurance agent, we will ask that you provide us with personal information. Any information that you provide will only be used for the purposes of issuing an insurance quote, application, policy or making an insurance premium payment. It will never be sold or distributed to any outside party not directly related to the issuance and administration of your quote, application and/or policy. Please be assured that the companies we utilize to process or service your insurance application or correspond with you are not allowed to use your personal information for their own purposes and are contractually obligated to maintain strict confidentiality.

No Obligation - By filling out our quote questionnaire or pre-application forms, you are under no obligation to purchase insurance from us and we are not obligated to issue an insurance policy.

Do Not Call Disclaimer - By providing us with your phone number(s) through this website, you agree to allow us to call you at that number(s). We will only contact you to discuss matters related to your specific insurance quote or application. This disclaimer is necessary in order to comply with the National Do Not Call Legislation.

Quote Accuracy - To provide you with a quote that is as accurate as possible but with minimal inconvenience and in accordance with our privacy policy, we will only ask you questions that are absolutely necessary about yourself and your dependents. Because each insurance request is unique, in some cases we may have to phone you for more detailed information. Any data that you submit is subject to verification. In the event that there is a discrepancy between the information contained in the insurance rate quotes, and any insurance company-authorized illustration and/or policy, the policy shall govern. Quotes are subject to the information provided by you, verification of this information, and the rates and underwriting guidelines applicable at the time. We assume that you are submitting accurate information on your own behalf, and are not responsible for information you have submitted for someone else with or without this party's consent.

The information used in all insurance rate quotes have been taken from the rate cards and rate manuals which companies routinely publish and distribute to agents and brokers. To the best of our ability, we have done everything we can to ensure that the insurance rate information contained in any insurance rate quotes is up-to-date and accurate. However, we cannot guarantee accuracy.

All quotes are for illustration purposes; actual premiums and coverage will be based on age, health history, certain underwriting criteria, location, sex and tobacco usage. Not all policies or companies are available in all states.

Existing Insurance Coverage - Do not cancel any existing insurance until you receive written confirmation from the insurance company to which you are applying that your new policy is in effect.

Licensing - This web site is brought to you by the following licensed brokers in each respective state which require insurance transactions to be conducted through a licensed agent/broker. Earl C. Trefry, Jr. CLU, Florida Agent # A267947, 7645 Gate Parkway, Suite 101, Jacksonville, FL 32256. (904) 396-3696.

Investments are offered through Jefferson Pilot Securities Corporation, a Registered BrokerDealer. Concord, NH

Company Ratings - All companies quoted by BPC Financial and www.memberbenefits.com are rated A-, A, A+ or A++ by the A. M. Best Company, an independent insurance industry analyst that bases its analysis on financial position and operating performance.

Links to Other Websites - Our website contains links to other websites. Please note that when you click on one of these links you are "clicking" to another website. BPC Financial is not responsible for the information privacy practices or the content of such websites. We encourage you to read the privacy policies of these linked websites as their information privacy practices may differ from ours.

Website Disclaimer - The materials and services on this web site are provided "as is" and for information purposes only. BPC Financial makes no representations or warranties that the materials are suitable for your needs, are complete, timely, reliable, or are free from errors, inaccuracies or typographical mistakes. BPC Financial disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability or fitness for a particular purpose or non-infringement of other's rights. BPC Financial does not warrant that the web site will operate error free or is free from viruses, worms, Trojan horses or other destructive or harmful code. BPC Financial makes no representation or warranty that all products and services are available in all locations.