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Life Insurance

Our Florida Bar Insurance Consultants are licensed and knowledgable life insurance agents ready to help you with unbiased advice and assistance, before and after you buy.

There are several life insurance plans to choose from:


The Florida Bar Group Term Life Insurance Plan

For Coverage Amounts up to 600,000

This affinity group plan provides members with term life insurance protection in the amount you select, from $200,000 to $600,000. Members may choose from 10 or 20 Year Level Premium rates.

The easy to complete 2-page application and competitive premiums make this plan a popular choice for members looking to secure coverage.

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Individual Term Life Insurance

For Coverage Amounts in excess of 600,000

Term life insurance provides coverage for people with a need for protection that ranges from as short as one year to usually no longer than 30 years.

For individuals looking for coverage in excess of 600,000, we make available the highest rated and most competitive insurance companies that provide products in all periods of desired coverage.

Is your term life insurance out of date?
Term life insurance has reduced in cost over recent years. Use our online quote engine to instantly compare term insurance premiums from the most competitive insurance companies in the industry.

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Universal Life Insurance

Universal Life Insurance is designed to provide coverage for life. Univesal Life has a cash value that earns interest at a rate declared by the insurance company, usually annually. Most Universal Life policies have a minimum guaranteed interest rate. Universal Life is considered a more conservative type of product than Variable Universal Life.

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Variable Universal Life Insurance

Variable Universal Life Insurance allows the insured to select a variety of separate accounts managed by nationally recognized mutual fund companies to serve as the cash value of the universal life policy. This offers the insured the opportunity to enjoy potentially higher returns, however it also presents the insured with more risk than other types of permanent insurance. Variable universal life insurance can also be used as a source of supplemental retirement income.

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There are risks associated with variable universal life insurance. There is the chance that investment options will not perform as expected, and that loss of principal could result. In short, there is no guarantee of gain. A prospectus provided with all universal variable life proposals provides a complete overview of the risks associated with variable universal life, as well as a review of all fees and charges.

Registered representatives are prepared to provide members with a customized proposal designed to supplement their retirement needs. By completing the information request form, your customized proposal complete with a prospectus will be prepared and forwarded to you. All information is based on current tax law. Individuals should consult their tax advisor regarding their own tax situation. These policies have limitations and exclusions. For costs and complete details of coverage, call 1-800-282-8626.

 

Investments & Advisory Services Offered Through Representatives Of Lincoln Financial Securities Corporation. Lincoln Financial Securities Corporation & BPC Financial Are not affiliated

 



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